No doubt you have heard or read about historically low mortgage rates for months. The good news, current rates continue to remain low in the first few weeks of 2021. The bad news, the current trend has these rates in a slow climb and the...
An interest rate reduction refinancing loan (IRRRL) refers to a specific process refinancing a VA loan — also called a streamline refinance loan due to the simplified lending process. With an IRRRL, items that would normally be required to underwrite and secure refinancing often are not...
The time has finally come. You’re financially stable with a good career and ready to live the American Dream. The next step is to purchase your first home. You have scoured the internet looking at the listings in your area; narrowed the choices — and...
The process of buying a home often invites both stress and excitement at the same time. The anticipation of making a new house your own, combined with the concern over potential unseen problems results in anxiety and makes you second guess your decision. For your...
Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Generally, a home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and...