NMLS #129757 | Licensed in Michigan, Florida & South Carolina | REVIEW US ON GOOGLE | MON – FRI: 9 AM – 9 PM |
NMLS #129757 | MAP | 616.974.9710
Team Mortgage Company takes pride in delivering quality Grand Rapids home loans — supported by our local team’s commitment to providing exceptional customer service.
Whether you want to purchase a new home, refinance or simply make improvements, our trusted team members ensure that your experience with us remains open and honest throughout the process. Regardless of your needs, our proven team works tirelessly to ensure that the process remains easy and stress free!
Our licensed and experienced Grand Rapids mortgage professionals specialize in walking you through the home buying process step-by-step. From VA loans, RD loans and FHA loans to Reverse Mortgage Loans and Refinancing — our team remains ready and willing to guide you into your perfect home.
Not sure what loan works best for you? We can help. Designed specifically for veterans, VA loans are governed by the Veterans Administration. These loans do not require a current income and require little to no money down. Veterans typically also receive a better interest rate than the general public.
VA Loans are fixed-rate mortgages that lock in your rate for the life of the loan. Given by the Federal Housing Administration, FHA loans offer help for those with less than perfect credit. Borrowers that qualify only need to put about 3.5% down on their new home. These loans provide both fixed or adjustable rates, giving you the flexibility you might need.
Customers looking to convert their mortgage into cash often consider a reverse mortgage loan. If you are over 62 years of age, you are able to turn your home’s equity into cash. You are able to get the cash right away and do not have to pay off your loan until you move out and sell your home.
We know you want answers to your questions. How much should I put down? What’s the best available rate? What is the difference between fixed and adjustable rates, 30-year or 15-year terms? Our team of professionals has the answers you need!
For more information about Grand Rapids home loans from the experts at Team Mortgage Company — or to see if you qualify — contact us here or call us directly at 616.974.9710.
My first attempt at getting my feet wet again after spending time restoring credit was awful, the broker didn't return my calls, I thought it just wasn't time yet. I decided to try one more time with Team Mortgage, was preapproved in less than a day and closed in 2 months!!! We had a very unique loan but it didn't stop them from making it a nearly seamless process! Bravo and Thank you!
I am a local Realtor, and I work with Team Mortgage often. I have been very satisfied with the communication and service I revive from everyone at Team Mortgage. I recently did a refinance on my personal home, and Team Mortgage was my first call. My refinance went very smoothly, I specifically worked with Tom and Matthew, and they did a great job. Thank you Team Mortgage!!
We would like to thank Tom, and Kelly, for helping us negotiate a mortgage for our new cottage - construction wasn't always on schedule and they worked tirelessly to make adjustments and get us the best locked-in rate possible. Every communication was timely, and we felt as if they were right there with us the entire time. A great experience! WiIl definitely recommend Tom and Team Mortgage to all our friends.
Tom and the team thank you so much for all of your help and working with me. I know it could not have been easy to get everything done the way you did and still be respectful of my 3rd shift hours. Tom, I saw that at times you would email me back at 2 or 3am. Again thank you so much for all your hard work I am so happy to have my new house.
I worked with Team Mortgage on the refinance of my mortgage after a divorce. I was nervous and wanted to make sure I had a great rate and a reasonable payment. They were so awesome to work with and I am so relieved that they spent the time to work with me and explain the entire process to me. Thanks to Tom and his team.
I have worked with Tom and his staff both personally (getting everything set on my home) and professionally, and the entire office is constantly exceeding my expectations. They are all extremely friendly and go above and beyond in order to get everything set so that you (the client) wont feel any of the stress that can come from buying or refinancing a home. I have and will continue to recommend friends, family and anyone I come across to Team Mortgage Company.
Our experience with Team Mortgage was amazing. We were a VA Loan, and after having tried with another lender for over a month we were absolutely ready to give up. Tom encouraged us to switch to Team Mortgage and was incredibly positive. After less than a month of working with him and his wonderful team we closed on our home. I cannot say enough about Tom and his amazing team. They are incredibly good at what they do, and I would happily recommend to anyone.
Team Mortage is a great lender you'd want to go through in purchasing a home, they not only can teach you step by step the requirements you will need in purchasing a home, but they also bring you along in each process needed to finalize having a home. They make themselves available to you for whatever questions or concerns you may have, and really try to work with you pick the best loan and interest rate so you can afford your best home. I would highly recommend!
While no one really tells you about "Rural Development" loans, Tom at Team Mortgage walked us through the process, and reassured us when we had our doubts during the lengthy process. His candor and professional demeanor were very appreciated. We have been in our home just over a month and can't believe we own this beautiful home, and we have Team Mortgage to thank for helping us get here.
Jeff, Kim and the team were the greatest to work with to get a mortgage. I have worked with other mortgage companies in the past and they treated me like any other applicant. Jeff spent a lot of time upfront screening getting to know my wife and I and asking great questions and asking us to provide the materials needed upfront to get through underwriting. Then Kim's expertise of working through the underwriting and paperwork process found a couple of things that really helped us get an even better loan and rate than we could have imagined! Thanks again Team mortgage for helping our housing dreams come true!